Lubbock TX · Live MLS
Homes for Sale in Lubbock, TX Under $400,000
Every active Lubbock-area home under $400,000 straight from the MLS. Move-up buyers and Texas Tech faculty — this is your band. Refreshed daily.
$400k in Lubbock is the sweet spot for move-up buyers, dual-income families, and Texas Tech faculty. You get real square footage, a real garage, and a real yard — usually in a strong school zone.
I'll help you tell the difference between a good deal and a nicely staged one. Message me the moment a home catches your eye — I'll pull the MLS history, tax records, and days-on-market in a few minutes.
By Adam Cavazos, Texas Realtor®
Aycock Realty Group · Lubbock, TX · Licensed & active
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Full MLS searchFrequently asked questions
What kind of home does $400,000 buy in Lubbock?
$400k in Lubbock typically gets you a 3–4 bed, 2–2.5 bath home between 1,800 and 2,400 sq ft, often with a 2-car garage, updated kitchen, and a solid yard. Newer construction in Bell Farms, Preston Manor, and Kelsey Park is common at this price.
Are there newer-build homes in Lubbock under $400,000?
Yes — Betenbough, DR Horton, and local builders regularly deliver homes in the $340k–$395k range in Bell Farms, Preston Manor, and other North/West Lubbock developments. Ask me about builder incentives; they can be worth $10k–$15k in closing costs.
What neighborhoods should I focus on at $400k?
Bell Farms, Preston Manor, Kelsey Park, Melonie Park, North Pointe, parts of Vintage Township, and the Frenship/Cooper school zones. Tech Terrace occasionally has homes at this price if you're willing to accept older systems.
How competitive is the $400k Lubbock market?
Competitive but not manic. Well-priced homes typically see 2–4 showings in the first weekend and go under contract within 2–3 weeks. Solid pricing and clean condition still win over gimmicks.
What are the property taxes on a $400,000 Lubbock home?
Effective rates run roughly 2.0%–2.4% depending on your specific ISD and city/county mix. On a $400,000 home that's about $8,000–$9,600 per year. Homestead exemption drops your effective bill meaningfully once you file.
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